Kasasa Saver

Kasasa Saver

You've already got the best checking account in Nebraska. Go two for two with free Kasasa Saver®. This hands-free account is linked to your Kasasa Cash® or Kasasa Cash Back® checking account.

Rewards received in your checking account are automatically transferred to your Saver account every month — helping you build your balance — not your workload. Sit back and relax as the savings roll in. Get convenience, go Kasasa today!

Summary
  • Linked to free Kasasa Cash® or Kasasa Cash Back® account
  • Automatic transfers of Kasasa Cash or Kasasa Cash Back rewards
  • 0.50% APY* on balances up to $15,000
  • 0.50 to 0.37% APY on balances over $15,000 depending on balance in account*
  • 0.05% APY* if qualifications are not met on Kasasa Cash or Kasasa Cash Back
  • No monthly service fee
  • No minimum balance to earn rewards
  • Free online banking
  • Free eStatements
  • $25 minimum deposit to open

How Does Kasasa® Work?

Simple things like using your debit card and receiving eStatements save you time and make life easier. Those small changes also help save us some money. We can then pump that money back into the community — and to pay you rewards!

Qualifications

It's so easy to qualify, you're probably already doing it! To earn your rewards, simply do the following activities and transactions in your Kasasa Cash or Kasasa Cash Back account each monthly qualification cycle:

  • Have at least 12 debit card purchases post and settle
  • Be enrolled and receive eStatement notice
  • Be enrolled and log into online banking

Qualifying for the Kasasa Cash or Kasasa Cash Back rewards automatically qualifies you for the highest Kasasa Saver rate too. Even if you don't qualify, there's still no monthly service fee and you still earn interest at the base rate. Plus you can get back to earning big-time rewards the very next monthly qualification cycle!

*Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. The following activities do not count toward earning account rewards: ATM withdrawals and ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our bank as ATM transactions, and purchases made with debit cards not issued by our bank. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards. "Monthly Qualification Cycle" means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle. Reward Information: When your Kasasa Cash account qualifications are met during a Monthly Qualification Cycle, the following rewards will be distributed to your account(s) on the last day of the current statement cycle: Kasasa Saver: Balances up to $15,000 receive APY of 0.50% and balances over $15,000 earn 0.35% interest rate on the portion of balance over $15,000 resulting in a range from 0.50% to 0.35% APY depending on the account's balance; and Kasasa Cash: Balances up to $10,000 receive a non-compounding APY* of 2.00%; and balances over $10,000 earn 0.35% interest rate on the portion of balance over $10,000, resulting in a non-compounding range from 2.00% to 0.37% APY* depending on the account's balance. You will also receive reimbursements (max. $4.99 per individual transaction) for nationwide ATM withdrawal fees imposed by our institution, as well as other financial institutions, and incurred during the Monthly Qualification Cycle in which you qualified. If you have a Kasasa Saver account linked to your Kasasa Cash account, any cash rewards and fee refunds will be distributed to your Kasasa Cash account on the last day of the current statement cycle and immediately transferred to your Kasasa Saver account on the first business day of the following statement cycle. An ATM receipt must be presented for reimbursements of individual ATM withdrawal fees of $10.00 or higher and will be reimbursed up to a maximum of $4.99 per individual transaction. If you have not received an appropriate reimbursement, we will adjust the reimbursement amount if we receive the transaction receipt within sixty (60) calendar days of the withdrawal transaction. When Kasasa Cash qualifications are not met, Kasasa Saver: All balances earn 0.05% APY; and Kasasa Cash: All balances earn a non-compounding APY* of 0.05% and ATM withdrawal fees are not refunded. *When linked to the Kasasa Saver account, the interest earned within the Kasasa Cash account does not compound since it is automatically transferred to the Kasasa Saver account within one day. This automatic transfer may cause an overdraft to your Kasasa Cash account if the account's balance is less than the transferred amount when the transfer occurs. APY = Annual Percentage Yield. The APY is accurate as of 10/1/2016. Rates and rewards are variable and may change after the account is opened. Fees may reduce earnings. Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. A $25 minimum deposit is required to open the Kasasa Cash account, and a $25 minimum deposit is required to open the Kasasa Saver account. Qualifications: To qualify for the Kasasa Cash Preferred Rate and receive reimbursements for the ATM fee surcharges, you must meet the following requirements during the Monthly Qualification Cycle: 1) Debit Cards: Twelve (12) debit card purchase transactions must post and settle to your Kasasa Cash account per Monthly Qualification Cycle. Only debit card transactions processed by merchants and received by the bank as point-of-sale transactions count towards qualifying debit card transactions. 2) Electronic Statements: Be enrolled and receive your monthly account statement electronically. 3) Online Banking: Be enrolled and log into Online Banking at least one time per Monthly Qualification Cycle. Limit one (1) account per social security number. A Kasasa Cash account can be linked to a high-interest Kasasa Saver account for automatic savings. There are no recurring monthly service charges or fees to open or close this account. Contact one of our bank service representatives for additional information, details, restrictions, processing limitations and enrollment instructions. Member FDIC. Kasasa, Kasasa Cash and Kasasa Saver are trademarks of Kasasa, Ltd., registered in the U.S.A.