Our mission is to deliver quality financial resources that focus on the development and prosperity of our clients, communities and bank family through leadership and passion.

 


Regular Checking

  • Daily Balance $100 or over
    No maintenance fee/No per withdrawal fee
  • Daily balance below $100 any day of the month
    • $2 maintenance fee per statement cycle
    • $.15 per withdrawal fee including point of sale transactions (after 10 withdrawals per statement cycle)

 

Student + Checking Account

  • Age 13 to 23
  • Minimum opening deposit - $50.00
  • $0.15 per withdrawal including Point of Sale (POS) (after 15 per statement cycle)
  • Withdrawals at ATMs we do not own or operate - $1.50 per withdrawal (after 4 per statement cycle)

 

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N.O.W. Accounts*

  • Minimum opening deposit of $500
  • Average available balance $500 or over
    • No maintenance fee/No per withdrawal fee
  • Average available balance below $500
    • $.35 per withdrawal fee including point of sale transactions

 
*This is a variable rate account; the rate(s) and APY(s) may change after the account is opened. Fees could reduce earnings on the account.

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Super N.O.W. Account*

  • Minimum opening deposit of $2,500
  • Average available balance $2,500 or over
    • No maintenance fee/No per withdrawal fee
  • Average available balance below $2,500
    • $.35 per withdrawal fee including point of sale transactions

 
*This is a variable rate account; the rate(s) and APY(s) may change after the account is opened. Fees could reduce earnings on the account.

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Good Ol' Joe Classic Account

  • Regular Checking Age 55 and over
  • No minimum balance requirements
  • No maintenance fee/No per withdrawal fee

 

Are you 55 or older? Check out the great benefits that are offered to our Good Ol' Joe Club members TODAY!

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Good Ol' Joe Advantage Account

  • Interest Bearing Checking -Age 55 and over
  • Minimum opening deposit - $2,500
  • Average Available Balance $2,500 or over
    • No maintenance fee/No per withdrawal fee
  • Average Available Balance below $2,500
    • $.35 per withdrawal fee including POS

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Business Checking

  • Average Daily Balance $250 up to $49,999
    • No maintenance fee
    • $.15 per withdrawal fee including point of sale transactions (after 25 per statement cycle)
  • Average Daily Balance below $250
    • $3 maintenance fee per statement cycle
    • $.15 per withdrawal fee including point of sale transactions (after 25 per statement cycle)
  • Average Daily collected Balance $50,000 or over
    • No maintenance fee/No per withdrawal fee (Maximum of 100 withdrawals per statement cycle)
    • $.15 per withdrawal fee including point of sale transactions (after 100 withdrawals per statement cycle

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Construction Account - (Business and Personal)

  • Regular Checking - Loan funds advanced into account
  • No minimum balance requirements
  • No maintenance fee/No per withdrawal fee

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