Our mission is to deliver quality financial resources that focus on the development and prosperity of our clients, communities and bank family through leadership and passion.

 


Regular Variable Rate Savings Account*

  • Minimum opening deposit of $5.00
  • $2 per withdrawal fee (after 3 withdrawals per month)
  • Close account within 6 months of opening date - $25 fee


*This is a variable rate account; the rate(s) and APY(s) may change after the account is opened. Fees could reduce earnings on the account.

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Individual Retirement Accounts - Custodial Savings (includes Traditional, Roth, and Education accounts)*

  • Minimum opening deposit of $25
  • $5 per withdrawal fee (after 2 withdrawals per month)
  • Close account within 6 months of opening date - $25 fee


*This is a variable rate account; the rate(s) and APY(s) may change after the account is opened. Fees could reduce earnings on the account.

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Higher Learning Fund*

  • Minimum opening deposit $25
  • Partial withdrawal or close account before maturity - the penalty is 6 month's interest on amount withdrawn plus $5
  • Close account within 6 months of opening date - the penalty is 6 month's interest plus $25
  • Each withdrawal after maturity, if continued under full-time student provision - $5 per withdrawal (after 1 per month)
  • Maximum of 6 preauthorized withdrawals, automatic or telephonic transfers, checks, drafts, and debit card or other similar transactions allowed per statement cycle


*This is a variable rate account; the rate(s) and APY(s) may change after the account is opened. Fees could reduce earnings on the account.

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Group and Individual Health Savings Accounts*

  • Minimum opening deposit $100
  • $1 per withdrawal fee including Point of Sale (POS) transactions (after 6 withdrawals per statement cycle)
  • Close account within 6 months of opening date - $25 fee
  • New account set up fee $10
  • First Visa Check Card or Basic Order of Checks free
  • Average daily balance $2,500 or over
    • No maintenance fee
  • Average daily balance below $2,500
    • $2 maintenance fee per statement cycle

 
*This is a variable rate account; the rate(s) and APY(s) may change after the account is opened. Fees could reduce earnings on the account.

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Nebraska Long-Term Care Savings Plan*

  • Minimum opening deposit of $100
  • $1 per withdrawal fee including POS (after 3 per statement cycle)
  • $5 fee for closing account within six months of opening date
  • Average daily balance above $1,000
    • No maintenance fee
  • Average daily balance below $1,000
    • $2 maintenance fee per statement cycle

 
*This is a variable rate account; the rate(s) and APY(s) may change after the account is opened. Fees could reduce earnings on the account.

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Money Market Account (Personal and Business)*

  • Minimum opening deposit of $5,000
  • Average available balance below $2,500.00
    • $5 maintenance fee per statement cycle
  • Maximum of six preauthorized withdrawals, automatic or telephone transfers, checks, drafts and debit card or other similar transactions allowed per statement cycle
  • Close account within 6 months of opening dated - $25 fee
  • $2 per withdrawal fee including POS transactions and foreign debits (after 6 withdrawals per statement cycle)

 

*This is a variable rate account; the rate(s) and APY(s) may change after the account is opened. Fees could reduce earnings on the account.

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Good Ol' Joe Investment Account*

  • Age 55 and over
  • Minimum opening deposit of $5,000
  • Average available balance below $2,500.00
    • $5 maintenance fee per statement cycle
  • Maximum of six preauthorized withdrawals, automatic or telephone transfers, checks, drafts and debit card or other similar transactions allowed per statement cycle
  • Close account within 6 months of opening date - $25 fee
  • $2 per withdrawal fee including POS transactions and foreign debits (after 6 withdrawals per statement cycle)

 
Are you 55 or older? Check out the great benefits that are offered to our Good Ol' Joe Club members TODAY!

*This is a variable rate account; the rate(s) and APY(s) may change after the account is opened. Fees could reduce earnings on the account.

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