• Regular Variable Rate Savings Account
• Certificates of Deposit
• Individual Retirement Accounts
• Higher Learning Fund
• Group and Individual Health Savings Accounts
• Nebraska Long-Term Care Savings Plan
• Money Market Account
• Good Ol' Joe Investment Account
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Regular Variable Rate Savings Account*

• Minimum opening deposit of $5.00
• $.50 per withdrawal fee (after 3 withdrawals per month)
• Close account within 6 months of opening date $5.00 charge (Effective 2-1-07)

*This is a variable rate account; the rate(s) and APY(s) may change after the account is opened. Fees could reduce earnings on the account.

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Individual Retirement Accounts (includes Traditional, Roth, and Education accounts)*

• Minimum opening deposit of $25.00
• $5 per withdrawal fee (after 2 withdrawals per month)
• Close account within 6 months of opening date $5.00 charge

*This is a variable rate account; the rate(s) and APY(s) may change after the account is opened. Fees could reduce earnings on the account.

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Higher Learning Fund*

• Minimum opening deposit $25.00
• Partial withdrawal or close account before maturity the penalty is 6 month's interest on amount withdrawn plus $5
• Close account within 6 months of opening date the penalty is 6 month's interest plus $10
• Each withdrawal after maturity, if continued under fulltime student provision $5.00 per withdrawal (after 1 per month)

*This is a variable rate account; the rate(s) and APY(s) may change after the account is opened. Fees could reduce earnings on the account.

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Group and Individual Health Savings Accounts*

• Minimum opening deposit $100
• Maintenance fee $3 every statement cycle (monthly)
• $1 per withdrawal fee including POS (after 6 withdrawals per statement cycle)
• Close account within 6 months of opening date $5 charge
• New account set up fee $10
• First Visa Check Card or Order of Checks free
• Average daily balance $2,500 or over
  • No maintenance fee
• Average daily balance below $2,500
  • $2 maintenance fee per statement cycle

 
*This is a variable rate account; the rate(s) and APY(s) may change after the account is opened. Fees could reduce earnings on the account.

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Nebraska Long-Term Care Savings Plan

• Minimum opening deposit -$100
• $1 per withdrawal fee (including point-of-sale, after 3 per statement cycle)
• $5 fee for closing account within six months of opening date
• Average daily balance above $1,000
  • No maintenance fee
• Average daily balance below $1,000
  • $2 maintenance fee per statement cycle

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Money Market Account*

• Minimum opening deposit $5,000
• Average available balance below $2,500.00
  • $5 maintenance fee per statement cycle
  • $2 per withdrawal fee including point of sale transaction (after 6 withdrawals per statement cycle)
• Maximum of 6 transfers, of which 3 may be checks to third parties and three by electronic transfer allowed per statement cycle
• Close account within 6 months of opening date $5 charge

*This is a variable rate account; the rate(s) and APY(s) may change after the account is opened. Fees could reduce earnings on the account.

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Good Ol' Joe Investment Account*

• Age 55 and over
• Minimum opening deposit $5,000
• Average available balance below $2,500.00
  • $5 maintenance fee per statement cycle
  • $2 per withdrawal fee including point of sale transaction (after 6 withdrawals per statement cycle)
• Maximum of 6 transfers, of which 3 may be checks to third parties and three by electronic transfer allowed per statement cycle
• Close account within 6 months of opening date $5 charge

 
Are you 55 or older? Check out the great benefits that are offered to our Good Ol' Joe Club members TODAY!

*This is a variable rate account; the rate(s) and APY(s) may change after the account is opened. Fees could reduce earnings on the account.

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