All Kasasa Accounts Feature:

  • Free Digital Banking
  • Refunds on ATM Withdrawal Fees*
  • No Minimum Balance Requirements
  • No Monthly Maintenance Fees

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Kasasa Cash:

*Qualification Information: Only debit card transactions processed by merchants and received by the bank as point-of-sale transactions count towards qualifying debit card purchases. Account transactions and activities may take one or more business days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. The following activities do not count toward earning account rewards: ATM withdrawals and ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our bank as ATM transactions, and purchases made with debit cards not issued by our bank. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards. "Monthly Qualification Cycle" means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the last business day of the current statement cycle. "Business Day" means a calendar day other than a Saturday or a Sunday, January 1, the third Monday in January, the third Monday in February, the last Monday in May, July 4, the first Monday in September, the second Monday in October, November 11, the fourth Thursday in November, or December 25. If January 1, July 4, November 11, or December 25 falls on a Sunday, the next Monday is not a Business Day. “Statement Cycle” means the period of time for which The Tri-County Bank provides a summary of the financial activities and transactions that post and settle to the accountholder’s account. Balance Computation Method: We use the daily balance method to calculate the interest in your Kasasa Cash account, which applies a periodic rate to the principal in the account each day for the period. The period we use is the Statement Cycle. Reward Information: When your Kasasa Cash account qualifications are met during a Monthly Qualification Cycle, daily balances up to $10,000 in your Kasasa Cash account earn an interest rate of 3.9285% resulting in an APY of 4.00%; and daily balances $10,000 and over earn an interest rate of 0.35% on the portion of the daily balance over $10,000 resulting in a range from 4.00% to 0.35% APY depending on the account's daily balance. Interest will be credited to your Kasasa Cash account on the last day of the current statement cycle. If you have met your qualifications for the monthly statement cycle, we will reimburse you for all domestic ATM fees imposed by our institution as well as fees imposed by other U.S. financial institutions up to $4.99 per individual transaction and credit them into your Kasasa Cash account on the last day of the current statement cycle. ATM fees of $9.99 or less will be reimbursed up to a maximum of $4.99 per individual transaction. ATM fees of $10.00 or higher will be reimbursed up to a maximum of $4.99 per individual transaction if the appropriate ATM receipt is presented to a representative at one of our branches.  If you have not received an appropriate reimbursement, we will adjust the reimbursement amount if we receive the transaction receipt within sixty calendar days of the withdrawal transaction. When your Kasasa Cash account qualifications are not met during a Monthly Qualification Cycle, the interest rate earned on the account's entire daily balance will be 0.05% resulting in an annual percentage yield of 0.05% and ATM withdrawal fees are not refunded. The advertised Kasasa Cash APY is based on compounding interest. Actual interest amount paid may be less than the advertised Kasasa Cash APY. APY = Annual Percentage Yield. The interest rate(s) and APY(s) are accurate as of July 26, 2021. APY calculations are based on an assumed balance of $10,000 + $100,000 in your Kasasa Cash account and an assumed statement cycle of thirty-one (31) days. Interest rates, APYs, rewards, and bonuses, if any, are variable and at management discretion may change after the account is opened without notice to you. There is no limit on the amount the interest rate and APY can change. No minimum balance is required to earn or receive the account's rewards. Rewards of less than a penny cannot be distributed. Fees may reduce earnings. You can link this account to a high interest Kasasa Saver account to build savings automatically. You will automatically qualify for the account's rewards (the preferred rate of interest and ATM withdrawal fee reimbursements) during your account's first statement cycle. If the account is closed before rewards are credited, you will forfeit the rewards. You will be required to give us a valid email address and maintain this address on record with the bank. Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. See schedule of Common Fees at account opening for fees that may apply to this account. Limit of one account per social security number. This account is not to be used for commercial purposes. There are no recurring monthly maintenance charges or fees to open or close this account. Contact one of our bank service representatives for additional information, details, restrictions, reward calculations, processing limitations, cycle dates and enrollment instructions. Member FDIC. Kasasa and Kasasa Cash are trademarks of Kasasa, Ltd., registered in the U.S.A.

Kasasa Cash Back:

^Qualification Information: Only debit card transactions processed by merchants and received by the bank as point-of-sale transactions count towards qualifying debit card purchases. Account transactions and activities may take one or more business days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. The following activities do not count toward earning account rewards: ATM withdrawals and ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our bank as ATM transactions, and purchases made with debit cards not issued by our bank. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards. "Monthly Qualification Cycle" means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the last business day of the current statement cycle. "Business Day" means a calendar day other than a Saturday or a Sunday, January 1, the third Monday in January, the third Monday in February, the last Monday in May, July 4, the first Monday in September, the second Monday in October, November 11, the fourth Thursday in November, or December 25. If January 1, July 4, November 11, or December 25 falls on a Sunday, the next Monday is not a Business Day. “Statement Cycle” means the period of time for which The Tri-County Bank provides a summary of the financial activities and transactions that post and settle to the accountholder’s account. Reward Information: When your Kasasa Cash Back® account qualifications are met during a Monthly Qualification Cycle, you will receive 3.00% cash back on up to a total of $250 debit card purchases that post and settle to the account during that cycle period. A maximum of $7.50 in cash back payments may be earned per Monthly Qualification Cycle. Cash back payments will be credited to your Kasasa Cash Back account on the last day of the current statement cycle. If you have met your qualifications for the monthly statement cycle, we will reimburse you for all domestic ATM fees imposed by our institution as well as fees imposed by other U.S. financial institutions up to $4.99 per individual transaction and credit them into your Kasasa Cash Back account on the last day of the current statement cycle. ATM fees of $9.99 or less will be reimbursed up to a maximum of $4.99 per individual transaction. ATM fees of $10.00 or higher will be reimbursed up to a maximum of $4.99 per individual transaction if the appropriate ATM receipt is presented to a representative at one of our branches.  If you have not received an appropriate reimbursement, we will adjust the reimbursement amount if we receive the transaction receipt within sixty calendar days of the withdrawal transaction. When your Kasasa Cash Back® account qualifications are not met during a Monthly Qualification Cycle, no cash back payments are made and ATM withdrawal fees are not refunded. Rewards, and bonuses, if any, are variable and at our discretion may change after the account is opened without notice to you. No minimum balance is required to earn or receive the account's rewards. Rewards of less than a penny cannot be distributed. Fees may reduce earnings. You can link this account to a high-interest Kasasa Saver® account to build savings automatically. You will automatically qualify for the account's rewards (cash back payments and ATM withdrawal fee reimbursements) during your account's first statement cycle. If the account is closed before rewards are credited, you will forfeit the rewards. Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. You will be required to give us a valid email address and maintain this address on record with the bank. See schedule of Common Fees at account opening for fees that may apply to this account. Limit of one account per social security number. This account is not to be used for commercial purposes. There are no recurring monthly maintenance charges or fees to open or close this account. Contact one of our bank service representatives for additional information, details, restrictions, reward calculations, processing limitations, cycle dates and enrollment instructions. Member FDIC. Kasasa® and Kasasa Cash Back® are trademarks of Kasasa, Ltd.,® registered in the U.S.A.

Kasasa Tunes:

Sign Up Bonus: As a bonus to individuals who open and fund a new Kasasa Tunes® account, our bank will refund up to an aggregate total of $10.00 (which includes any applicable taxes) for any iTunes® or Amazon.com® purchases made with your Kasasa Tunes® debit card that post and settle to the account within the first forty-five (45) calendar days after your account is opened. This refund will be credited to your account on the last business day of the current statement cycle in which your aggregate iTunes® or Amazon.com® purchase threshold of $10.00 posts and settles to your account. Any portion of this bonus that is not used within the stated time period will be forfeited. Purchases that post and settle to your account on the last day of your statement cycle will be reimbursed on the last day of the following statement cycle. No minimum balance is required to obtain this bonus. Limit one account opening bonus per account per calendar year. The account opening bonus will not be paid if the accountholder switches into a Kasasa Tunes® account from another account that offered an account opening incentive to open the initial account. *Qualification Information: Only debit card transactions processed by merchants and received by the bank as point-of-sale transactions count towards qualifying debit card purchases. Account transactions and activities may take one or more business days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. The following activities do not count toward earning account rewards: ATM withdrawals and ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our bank as ATM transactions, and purchases made with debit cards not issued by our bank. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards. "Monthly Qualification Cycle" means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the last business day of the current statement cycle. "Business Day" means a calendar day other than a Saturday or a Sunday, January 1, the third Monday in January, the third Monday in February, the last Monday in May, July 4, the first Monday in September, the second Monday in October, November 11, the fourth Thursday in November, or December 25. If January 1, July 4, November 11, or December 25 falls on a Sunday, the next Monday is not a Business Day. “Statement Cycle” means the period of time for which The Tri-County Bank provides a summary of the financial activities and transactions that post and settle to the accountholder’s account. Reward Information: When your Kasasa Tunes® account qualifications are met during a Monthly Qualification Cycle, you will receive up to an aggregate total of $7.50 (which includes any applicable taxes) in refunds for any iTunes® or Amazon.com® purchases. In order to be refunded, iTunes® or Amazon.com® purchases must be completed using your Kasasa Tunes® debit card and must post and settle to the account during the Monthly Qualification Cycle following the Monthly Qualification Cycle in which you met the qualification requirements. iTunes and Amazon.com purchase reimbursements will be credited to your Kasasa Tunes account on the last day of the current statement cycle in which these purchases post and settle to your account. If you have met your qualifications for the monthly statement cycle, we will reimburse you for all domestic ATM fees imposed by our institution as well as fees imposed by other U.S. financial institutions up to $4.99 per individual transaction and credit them into your Kasasa Tunes account on the last day of the current statement cycle.  ATM fees of $9.99 or less will be reimbursed up to a maximum of $4.99 per individual transaction.  ATM fees of $10.00 or higher will be reimbursed up to a maximum of $4.99 per individual transaction if the appropriate ATM receipt is presented to a representative at one of our branches.  If you have not received an appropriate reimbursement, we will adjust the reimbursement amount if we receive the transaction receipt within sixty calendar days of the withdrawal transaction. When your Kasasa Tunes® account qualifications are not met during a Monthly Qualification Cycle, iTunes® and Amazon.com® purchases and ATM withdrawal fees are not refunded. Rewards, and bonuses, if any, are variable and at our discretion may change after the account is opened without notice to you. No minimum balance is required to earn or receive the account's rewards. Rewards of less than a penny cannot be distributed. Fees may reduce earnings. You will automatically qualify for the account's rewards (iTunes® and Amazon.com® purchases and ATM withdrawal fee reimbursements) during your account's first statement cycle. Reward Administration: iTunes® and Amazon.com® purchases are refunded via a "grant" and "credit" process. On the last day of each Statement Cycle in which you qualify, we establish a refund "grant" of up to and including $7.50 for your account. Each "grant" is valid for up to and including thirty (30) calendar days. All iTunes® and Amazon.com® refunds are "credited" against your account's oldest active "grant." If the account is closed, you will forfeit any refund grants and ATM withdrawal fee refunds that have not been credited to your account. You will be required to give us a valid email address and maintain this address on record with the bank. Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. See schedule of Common Fees at account opening for fees that may apply to this account. Limit of one account per social security number. This account is not to be used for commercial purposes. There are no recurring monthly maintenance charges or fees to open or close this account. Contact one of our bank service representatives for additional information, details, restrictions, reward calculations, processing limitations, cycle dates and enrollment instructions. Member FDIC. iTunes® is a registered trademark of Apple, Inc.®, and Amazon.com® is a registered trademark of Amazon.com®. Apple, Inc.® and Amazon.com® are not participants in or sponsors of this program. Kasasa® and Kasasa Tunes® are trademarks of Kasasa, Ltd.,® registered in the U.S.A.