Whether you’re looking to buy, build, or refi, go local for all your home needs. Because we aren’t just lenders — we’re neighbors.

Key Features

  • Competitive Rates
  • Local Processing
  • Variety of Programs
  • Competitive rates for home purchase, refinance, home equity, or construction 
  • Quick, local decision-making and processing 
  • Attentive, friendly service from start to finish 

Finding a home that fits your family’s needs sometimes seems like a far away dream. As a family-owned independent community bank, we strive to meet the individual needs of every customer with prompt and professional service.

Conventional Mortgage

  • Variety of loan terms
  • Option to be serviced by TCB
  • Long-term fixed rates or in-house adjustable rate options available

NIFA – Nebraska Investment Finance Authority

  • Fixed rate mortgage product for first-time homebuyers
  • Affordable interest rate

USDA Rural Development Loan

  • Guaranteed loan program
  • Allows homebuyer to borrow up to 100% of appraised value or purchase price
  • No minimum down payment requirement
  • Available for primary residence or secondary home construction or home improvement 
  • Temporary financing to be refinanced into a permanent mortgage when project is completed 
  • Draw funds as invoices are presented  
  • Experience a streamlined application process 
  • Convert the equity in your home into cash you can use for a variety of needs
    • Home remodel projects
    • Debt consolidation
    • Education expenses
    • Major life events
    • And much more
  • A variety of repayment terms that work uniquely for you
  • The interest paid might be tax deductible1

Nebraska Energy Loan

  • Program offered through the Nebraska Department of Environment & Energy
  • Loan funds available for energy saving improvements such as windows, siding, appliances and more
  • Revolving line of credit 
  • Low closing costs 
  • Advances made to your account for all types of expenses 
  • Turn the equity in your home into ongoing, affordable financing
  • Funds available anytime without reapplying; apply once, then use repeatedly thereafter
  • The interest paid might be tax deductible1

1Consult a tax advisor.