Certificates of Deposit (CDs)

Certificates of Deposit (CDs)

Reaching your goals is important; treat them that way with the guarantee a fixed-rate CD can provide. Unlike other risky investments, you'll always know exactly what you're saving with a CD — the rate you start with is the same one you'll finish with.

Benefit from higher rates than regular savings that increase by selecting a longer term. And with our wide selection of terms — ranging from 14 days to 60 months — it's easy to select the one that works best for you.


Summary
  • Fixed rates, higher than regular savings; provide added guarantee
  • Receive higher rates by selecting a longer term
  • Set aside for long-term savings goals
  • A wide range of terms available (from 14 days to 60 months)
  • No setup or maintenance fees
  • Early withdrawal subject to penalty*
  • FDIC insured
  • $500 minimum deposit to open

*The penalty for early withdrawals, differs based on your CD:

  • 14-31 Days = 7 Days Interest
  • 3 Months-11 Months = 3 Months Interest
  • 12 Months-35 Months = 6 Months Interest
  • 36 Months + = 12 Months Interest