Kasasa Saver

Kasasa Saver

You've already got the best checking account in Nebraska. Go two for two with free Kasasa Saver.® This hands-free account is linked to your Kasasa Cash® or Kasasa Cash Back® checking account.

Rewards received in your checking account are automatically transferred to your Saver® account every month – helping you build your balance – not your workload. Sit back and relax as the savings roll in. Get convenience, go Kasasa® today!

Summary
  • Linked to free Kasasa Cash® or Kasasa Cash Back® account
  • Automatic transfers of Kasasa Cash® or Kasasa Cash Back® rewards
  • 1.00% APY* on daily balances up to $15,000
  • 1.00% to 0.35% APY* on daily balances $15,000 and over depending on balance in account
  • 0.05% APY* and ATM fees not refunded if qualifications are not met on Kasasa Cash® or Kasasa Cash Back®
  • No monthly service fee
  • No minimum balance to earn rewards
  • Free online banking
  • Free eStatements
  • Free bill payment
  • Free MasterCard® debit card
  • Unlimited transfer/withdrawal limitation per statement cycle
  • $25 minimum deposit to open a Kasasa Saver®; $25 minimum deposit to open either a Kasasa Cash® account or a Kasasa Cash Back® account

Qualifications

It's so easy to qualify, you're probably already doing it! To earn your rewards (the preferred rate of interest and ATM withdrawal fee reimbursements for Kasasa Cash® and cash back payments and ATM withdrawal fee reimbursements for Kasasa Cash Back®), the following enrollments must be in place and all transactions and activities must post and settle to your Kasasa Cash® or Kasasa Cash Back® account during each Monthly Qualification Cycle:

  • At least twelve (12) debit card purchases
  • Be enrolled in and log into online banking
  • Be enrolled in and have agreed to receive e-statements rather than paper statements

Qualifying for the Kasasa Cash® or Kasasa Cash Back® rewards automatically qualifies you for the highest Kasasa Saver® rate, too. Even if you don't qualify, there's still no monthly service fee and you still earn interest at the base rate. Plus, you can get back to earning big-time rewards the very next Monthly Qualification Cycle!

*Qualification Information: Only debit card transactions processed by merchants and received by the bank as point-of-sale transactions count towards qualifying debit card purchases. Account transactions and activities may take one or more business days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. The following activities do not count toward earning account rewards: ATM withdrawals and ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our bank as ATM transactions, and purchases made with debit cards not issued by our bank. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards. "Monthly Qualification Cycle" means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the last business day of the current statement cycle. "Business Day" means a calendar day other than a Saturday or a Sunday, January 1, the third Monday in January, the third Monday in February, the last Monday in May, July 4, the first Monday in September, the second Monday in October, November 11, the fourth Thursday in November, or December 25. If January 1, July 4, November 11, or December 25 falls on a Sunday, the next Monday is not a Business Day. Balance Computation Method: We use the daily balance method to calculate the interest in your Kasasa Cash® account and your Kasasa Saver® account, which applies a periodic rate to the principal in the account each day for the period. The period we use is the Statement Cycle. Reward Information on Kasasa Cash®: When your Kasasa Cash® account qualifications are met during a Monthly Qualification Cycle, daily balances up to $10,000 in your Kasasa Cash® account earn an interest rate of 3.9285% resulting in a non-compounding APY* of 4.00%; and daily balances $10,000 and over earn an interest rate of 0.35% on the portion of the daily balance over $10,000, resulting in a non-compounding range from 4.00% to 0.35% APY depending on the account's daily balance. You will receive reimbursements up to an aggregate total of $4.99 per transaction for nationwide ATM withdrawal fees incurred within your Kasasa Cash® account during that Monthly Qualification Cycle. Interest and nationwide ATM withdrawal fee reimbursements will be credited to your Kasasa Cash® account on the last day of the current statement cycle and then swept from your Kasasa Cash® account (the preferred interest amount earned in your Kasasa Cash® account is added to your ATM withdrawal refund amount, if any) and immediately transferred to your Kasasa Saver® account as a combined amount on the first business day of the following statement cycle. If you close your account before interest is credited, you will not receive the accrued interest. *Interest in Kasasa Cash® does not compound because it is automatically transferred to the Kasasa Saver® account within one day. Additionally, the interest amount earned in the Kasasa Saver® account may be less than the interest amount earned in the Kasasa Cash® account and the actual interest amount paid may be less than the advertised Kasasa Cash® APY. Note: An automatic transfer may cause an overdraft to your Kasasa Cash® account if the account's balance is less than the transferred amount when the transfer occurs. Reward Information on Kasasa Saver® (with Kasasa Cash®): When your Kasasa Cash® account qualifications are met during a Monthly Qualification Cycle, daily balances up to $15,000 in your Kasasa Saver® account earn an interest rate of 0.9954%, resulting in an APY of 1.00%, and daily balances $15,000 and over earn an interest rate of 0.35% on the portion of the daily balance over $15,000 resulting in a range from 1.00% to 0.35% APY depending on the account's daily balance. Interest will be credited to your Kasasa Saver® account on the last day of the current statement cycle. Reward Information – Kasasa Cash Back®: When your Kasasa Cash Back® account qualifications are met during a Monthly Qualification Cycle, you will receive 3.00% cash back on up to a total of $250 debit card purchases that post and settle to the account during that cycle period. A maximum of 7.50 in cash back payments may be earned per Monthly Qualification Cycle. You will receive reimbursements up to an aggregate total of $4.99 per transaction for nationwide ATM withdrawal fees incurred within your Kasasa Cash Back® account during that Monthly Qualification Cycle. Reward Information on Kasasa Saver® (with Kasasa Cash Back®): When your Kasasa Cash Back® account qualifications are met during a Monthly Qualification Cycle, daily balances up to $15,000 in your Kasasa Saver® account earn an interest rate of 0.9954% resulting in an APY of 1.00%, and daily balances $15,000 and over earn an interest rate of 0.35% on the portion of the daily balance over $15,000 resulting in a range from 1.00% to 0.35% APY depending on the account's daily balance. Cash back payments and nationwide ATM withdrawal fee reimbursements earned in your Kasasa Cash Back® account will be credited to your Kasasa Saver® account on the last day of the current statement cycle. When your Kasasa Cash® account qualifications are not met during a Monthly Qualification Cycle, the interest rate earned on the Kasasa Cash® account's entire balance will be 0.05% resulting in a non-compounding APY of 0.05% and ATM withdrawal fees are not refunded. In addition, the entire daily balance in the Kasasa Saver® account earns an interest rate of 0.05% resulting in an APY of 0.05%. When your Kasasa Cash Back® account qualifications are not met during a Monthly Qualification Cycle, no cash back payments are made and ATM withdrawal fees are not refunded. In addition, the entire daily balance in the Kasasa Saver® account earns an interest rate of 0.05% resulting in an APY of 0.05%.APY = Annual Percentage Yield. The interest rate(s) and APY(s) are accurate as of July 19, 2019. APY calculations are based on an assumed balance of $10,000 + $100,000 in your Kasasa Cash® account and $15,000 + $100,000 in your Kasasa Saver® account and an assumed statement cycle of thirty-one (31) days. Interest rates, APYs, rewards, and bonuses, if any, are variable and at our discretion may change after the account is opened without notice to you. There is no limit on the amount the interest rate and APY can change. No minimum balance is required to earn or receive the account's rewards. Rewards of less than a penny cannot be distributed. Fees may reduce earnings. You can link this account to a high interest Kasasa Saver account to build savings automatically. You will automatically qualify for the account's rewards (the preferred rate of interest and ATM withdrawal fee reimbursements for the Kasasa Cash® account and cash back payments and ATM withdrawal fee reimbursements for the Kasasa Cash Back® account) during your account's first statement cycle. If the account is closed before rewards are credited, you will forfeit the rewards. Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. See schedule of Common Fees at account opening for fees that may apply to this account. Limit of one account per social security number. This account is not to be used for commercial purposes. There are no recurring monthly maintenance charges or fees to open or close this account. Contact one of our bank service representatives for additional information, details, restrictions, reward calculations, processing limitations, cycle dates and enrollment instructions. Member FDIC. Kasasa, Kasasa Cash, Kasasa Cash Back, and Kasasa Saver are trademarks of Kasasa, Ltd., registered in the U.S.A.