Kasasa Cash Back

Kasasa Cash Back

Make your checking pay off, literally, with free Kasasa Cash Back®. When it comes to Kasasa Cash Back®, there's nothing to calculate or contemplate. Use your debit card — get cold, hard cash back in your account.

Another way you receive cash back: use any ATM, anywhere in the U.S., and receive ATM fee refunds.* Why put up with pesky fees? Keep the money trickling in with an account that always works in your favor.

  • 3% cash back on debit card purchases*
  • Unlimited ATM fee refunds nationwide* (up to $4.99 per transaction)
  • Link to Kasasa Saver® to build savings automatically
  • No monthly service fee
  • No minimum balance to earn rewards
  • Unlimited check writing
  • Free online banking
  • Free Bill Pay
  • Free eStatements
  • Free MaterCard® debit card
  • $25 minimum deposit to open

How Does Kasasa® Work?

Simple things like using your debit card and receiving eStatements save you time and make life easier. Those small changes also help save us some money. We can then pump that money back into the community — and pay you rewards!


Qualifying for rewards is easy — so easy, in fact, you're probably already doing it! To earn your rewards (cash back payments and ATM withdrawal fee reimbursements), the following enrollments must be in place and all transactions and activities must post and settle to your Kasasa Cash Back® account during each Monthly Qualification Cycle:

  • At least twelve (12) debit card purchases
  • Be enrolled in and have agreed to receive e-statements rather than paper statements
  • Be enrolled in and log into online banking

That's it. If you don't meet the qualifications one month, don't worry. There is no penalty, and you still have a free checking account. Plus, you can get back to earning cash back and nationwide ATM fee refunds the very next month.

*Qualification Information: Only debit card transactions processed by merchants and received by the bank as point-of-sale transactions count towards qualifying debit card purchases. Account transactions and activities may take one or more business days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. The following activities do not count toward earning account rewards: ATM withdrawals and ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our bank as ATM transactions, and purchases made with debit cards not issued by our bank. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards. "Monthly Qualification Cycle" means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the last business day of the current statement cycle. "Business Day" means a calendar day other than a Saturday or a Sunday, January 1, the third Monday in January, the third Monday in February, the last Monday in May, July 4, the first Monday in September, the second Monday in October, November 11, the fourth Thursday in November, or December 25. If January 1, July 4, November 11, or December 25 falls on a Sunday, the next Monday is not a Business Day. Reward Information: When your Kasasa Cash Back® account qualifications are met during a Monthly Qualification Cycle, you will receive 3.00% cash back on up to a total of $250 debit card purchases that post and settle to the account during that cycle period. A maximum of $7.50 in cash back payments may be earned per Monthly Qualification Cycle. You will receive reimbursements up to an aggregate total of $4.99 per transaction for nationwide ATM withdrawal fees incurred within your Kasasa Cash Back® account during that Monthly Qualification Cycle. Cash back payments and nationwide ATM withdrawal fee reimbursements will be credited to your Kasasa Cash Back® account on the last day of the current statement cycle. When your Kasasa Cash Back® account qualifications are not met during a Monthly Qualification Cycle, no cash back payments are made and ATM withdrawal fees are not refunded. Rewards, and bonuses, if any, are variable and at our discretion may change after the account is opened without notice to you. No minimum balance is required to earn or receive the account's rewards. Rewards of less than a penny cannot be distributed. Fees may reduce earnings. You can link this account to a high-interest Kasasa Saver® account to build savings automatically. You will automatically qualify for the account's rewards (cash back payments and ATM withdrawal fee reimbursements) during your account's first statement cycle. If the account is closed before rewards are credited, you will forfeit the rewards. Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. See schedule of Common Fees at account opening for fees that may apply to this account. Limit of one account per social security number. This account is not to be used for commercial purposes. There are no recurring monthly maintenance charges or fees to open or close this account. Contact one of our bank service representatives for additional information, details, restrictions, reward calculations, processing limitations, cycle dates and enrollment instructions. Member FDIC. Kasasa® and Kasasa Cash Back® are trademarks of Kasasa, Ltd.,® registered in the U.S.A.